Today is polling day and I'm sure we have all voted wisely :) I'm sure tonight is going to be a long night with the extended voting hours. Back to our monthly update, StashAway performance is still pretty impressive where all of them have recovered significantly from the March low and they have >20% time-weighted return now.
Anyway, we have 3 portfolios on 2 accounts now due to our new strategy - New Strategy: StashAway + Supplementary Retirement Scheme (SRS):
KPO and CZM Cash - StashAway Risk Index 22%
Based on the statement (30 June 2020), our total investment is $39,931.79! KPO gains $892.85 and CZM gains $49.65 for the month.
As of 10 July 2020, these are our portfolio performance:
KPO and CZM Cash - StashAway Risk Index 22%: $29,113.98 (26.99% - Capital: $24,500)
KPO SRS - StashAway Risk Index 36%: $7,604.97 (25.55% - Capital: $6,650)
CZM SRS - StashAway Risk Index 14%: $4,166.76 (22.49% - Capital: $3,750)
From here, you can see the difference in volatility/losses based on both our SRS accounts which started around the same time but with vastly different risk.
2. PORTFOLIO DETAILS
Note that these are reported in USD.
3. FEE CALCULATIONS
I referred StashAway to 2 friends. Hence, the fee stated is based on the monthly-average assets SGD $18,973.94 x 0.8% / 366 days * 30 days = $12.44. Otheriwse, it would have been SGD ($25,000.00 x 0.8% + $8,973.94 x 0.7%) / 366 days * 30 days = $21.54.
Evan (founder of StocksCafe) made an improvement where one can now benchmark their portfolio against multiple indexes/ETFs. Looking at the time-weighted return (5.14%) for this year, we can see that StashAway Risk Index 22% is outperforming the STI ETF, SPY, and VT (including fees). If we compare across the years, StashAway's portfolio is winning by a huge margin (27.59%) except losing to SPY (32.37%). In addition, it has a lower max drawdown and lower volatility.
Which is the best? Only time will tell :)
Anyway, if you are interested in signing up for StashAway, do use our referral link - KPO and CZM Referral Link. You will get $10,000 free management fees for 6 months and we will get $16!
If you want to extract those transactions information from StashAway, do take a look at this article - StashAway Transactions Parser.
If you are interested in the smart portfolio tracker (StocksCafe) which I am using as shown above, sign up using my link for a longer trial period :) Refer to our Referrals page for more information.
You might be interested in previous months update too:
- StashAway - January 2020 - $31,742.42
- StashAway - February 2020 - $31,499.69
- StashAway - March 2020 - $30,934.95
- StashAway - April 2020 - $34,830.73
- StashAway - May 2020 - $37,298.09
- StashAway - June 2020 - $39,931.79
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
Anyway, we have 3 portfolios on 2 accounts now due to our new strategy - New Strategy: StashAway + Supplementary Retirement Scheme (SRS):
KPO and CZM Cash - StashAway Risk Index 22%
KPO SRS - StashAway Risk Index 36%
CZM SRS - StashAway Risk Index 14%
1. PORTFOLIO SUMMARY (as of the last day of the month)
1. PORTFOLIO SUMMARY (as of the last day of the month)
 |
| KPO |
 |
| CZM |
Based on the statement (30 June 2020), our total investment is $39,931.79! KPO gains $892.85 and CZM gains $49.65 for the month.
KPO and CZM Cash - StashAway Risk Index 22%: $29,113.98 (26.99% - Capital: $24,500)
KPO SRS - StashAway Risk Index 36%: $7,604.97 (25.55% - Capital: $6,650)
CZM SRS - StashAway Risk Index 14%: $4,166.76 (22.49% - Capital: $3,750)
From here, you can see the difference in volatility/losses based on both our SRS accounts which started around the same time but with vastly different risk.
2. PORTFOLIO DETAILS
Note that these are reported in USD.
 |
| KPO and CZM Cash - StashAway Risk Index 22% |
 |
| KPO SRS - StashAway Risk Index 36% |
 |
| CZM SRS - StashAway Risk Index 14% |
3. FEE CALCULATIONS
I referred StashAway to 2 friends. Hence, the fee stated is based on the monthly-average assets SGD $18,973.94 x 0.8% / 366 days * 30 days = $12.44. Otheriwse, it would have been SGD ($25,000.00 x 0.8% + $8,973.94 x 0.7%) / 366 days * 30 days = $21.54.
The fee stated is based on the monthly-average assets SGD $4,036.18 x 0.8% / 366 days * 30 days = $2.65.
StocksCafe
Evan (founder of StocksCafe) made an improvement where one can now benchmark their portfolio against multiple indexes/ETFs. Looking at the time-weighted return (5.14%) for this year, we can see that StashAway Risk Index 22% is outperforming the STI ETF, SPY, and VT (including fees). If we compare across the years, StashAway's portfolio is winning by a huge margin (27.59%) except losing to SPY (32.37%). In addition, it has a lower max drawdown and lower volatility.
Anyway, if you are interested in signing up for StashAway, do use our referral link - KPO and CZM Referral Link. You will get $10,000 free management fees for 6 months and we will get $16!
If you want to extract those transactions information from StashAway, do take a look at this article - StashAway Transactions Parser.
If you are interested in the smart portfolio tracker (StocksCafe) which I am using as shown above, sign up using my link for a longer trial period :) Refer to our Referrals page for more information.
You might be interested in previous months update too:
- StashAway - January 2020 - $31,742.42
- StashAway - February 2020 - $31,499.69
- StashAway - March 2020 - $30,934.95
- StashAway - April 2020 - $34,830.73
- StashAway - May 2020 - $37,298.09
- StashAway - June 2020 - $39,931.79
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
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