November expenses were crazily high (5 digits!!) as well due to our honeymoon to the United States. You can read about our honeymoon here (more to come!):
- Singapore Airlines Suites Experience - The Private Room
- Singapore Airlines Suites Experience - SQ26 Singapore to New York
- Honeymoon to the United States - Renting a $275,888 Mercedes Benz Convertible with Hertz
Current Profile: 28 years old male who got married recently and is still living with his parents. Staying separately with his wife while waiting for the BTO project to be completed next year.
You can read more about how we manage our finances here. Removing our shared expenses which come out of our mutual fund (KPO Expense Fund), my expenses for October would be $11,180.72 - ($9,592.28 / 2) = $4,796.14.
Got to generate this to lie to myself that I actually did not spend so much money >.<"
Vacation
The bulk of my/our expenses came from our honeymoon to the United States. The total expenses are around $13k+ and I will be blogging about it in detail in a separate post.
Gift
Bought the Dyson Airwrap for CZM. If you have not heard of this, you must be living in a cave. All the girls went crazy over it (including CZM) and it was even out of stock for a period of time. I told her that it will be her present for the whole of next year. lol.
Gave a red packet for our nephew that turn 1 year old.
Parents
I previously blogged about my promotion and increment - Salary - You Are Your Best Investment and it was only effective from February so I gave my parents more allowance as well.
- Singapore Airlines Suites Experience - The Private Room
- Singapore Airlines Suites Experience - SQ26 Singapore to New York
- Honeymoon to the United States - Renting a $275,888 Mercedes Benz Convertible with Hertz
Current Profile: 28 years old male who got married recently and is still living with his parents. Staying separately with his wife while waiting for the BTO project to be completed next year.
You can read more about how we manage our finances here. Removing our shared expenses which come out of our mutual fund (KPO Expense Fund), my expenses for October would be $11,180.72 - ($9,592.28 / 2) = $4,796.14.
Got to generate this to lie to myself that I actually did not spend so much money >.<"
Vacation
The bulk of my/our expenses came from our honeymoon to the United States. The total expenses are around $13k+ and I will be blogging about it in detail in a separate post.
Gift
Bought the Dyson Airwrap for CZM. If you have not heard of this, you must be living in a cave. All the girls went crazy over it (including CZM) and it was even out of stock for a period of time. I told her that it will be her present for the whole of next year. lol.
Gave a red packet for our nephew that turn 1 year old.
Parents
I previously blogged about my promotion and increment - Salary - You Are Your Best Investment and it was only effective from February so I gave my parents more allowance as well.
Insurance
This is a fixed monthly cost for the basic coverage - term life and hospitalization.
Food
My food expenses are exceptionally low because I stay with my parents! Most of it is incurred when I am out with CZM.
This is a fixed monthly cost for the basic coverage - term life and hospitalization.
Food
My food expenses are exceptionally low because I stay with my parents! Most of it is incurred when I am out with CZM.
Me
The $69.97 is the installment for Surface Pro which I got about 2 years back. This should be the last payment!
The $69.97 is the installment for Surface Pro which I got about 2 years back. This should be the last payment!
Transportation
Public transportation seems a lot lower because of 3 reasons:
1. I am no longer using EZ Link Auto-Reload. Account-Based Ticketing (ABT) is a much better choice as you pay what you use instead of triggering top up where the money is stored in the EZ Link card. The best part is miles can be earned too (using BOC Elite Miles Mastercard)!
2. $0.50 Discount for commuters who enter stations before 7.45am on weekdays.
3. We went vacation for 2 weeks!
1. I am no longer using EZ Link Auto-Reload. Account-Based Ticketing (ABT) is a much better choice as you pay what you use instead of triggering top up where the money is stored in the EZ Link card. The best part is miles can be earned too (using BOC Elite Miles Mastercard)!
2. $0.50 Discount for commuters who enter stations before 7.45am on weekdays.
3. We went vacation for 2 weeks!
Treat
Treated CZM and colleague to drinks.
Summary
January 2018 - $2,256.43
February 2018 - $1,759.01
March 2018 - $5,049.79
April 2018 - $1,572.54
May 2018 - $1,863.74
June 2018 - $2,282.07
July 2018 - $2,197.94
August 2018 - $2,130.01
September 2018 - $3,011.75
October 2018 - $6,500.97
November 2018 - $4,796.14
Total expenses for 2018: $33,420.39
Average expenses per month for 2018: $3,038.22
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
January 2018 - $2,256.43
February 2018 - $1,759.01
March 2018 - $5,049.79
April 2018 - $1,572.54
May 2018 - $1,863.74
June 2018 - $2,282.07
July 2018 - $2,197.94
August 2018 - $2,130.01
September 2018 - $3,011.75
October 2018 - $6,500.97
November 2018 - $4,796.14
Total expenses for 2018: $33,420.39
Average expenses per month for 2018: $3,038.22
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
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