Southern Calif Bancorp operates as the holding company for Bank of Southern California, N.A. that provides various financial products to individuals, professionals, and small-to-medium sized businesses. The company accepts various deposit products, including checking, personal and business savings, and money market accounts; and certificates of deposit. It also offers financing solutions, such as home equity lines of credit, business loans and lines of credit, commercial real estate and construction loans, small business administration loans, letters of credit, and personal and business credit cards. In addition, the company provides cash management services comprising cash vault, and remote deposit capture services; online and mobile banking services; and merchant services. As of June 29, 2021, it operated 15 branches in Los Angeles, San Diego, Orange, Riverside, and San Bernardino counties. The company was incorporated in 2019 and is headquartered in San Diego, California.