Description
Edgewater Bancorp, Inc. operates as a holding company for Edgewater Bank that provides various banking and financial services to individual and corporate customers in Berrien, Van Buren, and Cass counties, Michigan. The company accepts various deposits, including checking accounts, savings accounts, certificates of deposit, and individual retirement accounts. It offers conventional fixed rate, construction, portfolio, and government mortgages, as well as home equity loans and line of credit, and refinancing services; and auto, RV/boat, unsecured personal, consumer, commercial real estate, small business, small business administration, and specialized loans. In addition, the company provides e-statements, debit and credit cards, mobile and online banking, and bill payment services. Further, it offers automated teller machine, automatic transfer, cashier's check, check cashing, direct deposit, merchant processing, night depository, notary, public, telephone banking, and wire transfer services; and safety deposit boxes. As of March 10, 2020, the company operated through five banking offices in St. Joseph, Bridgman, Buchanan, Coloma, and Royalton Township. Edgewater Bancorp, Inc. was founded in 1910 and is headquartered in St. Joseph, Michigan.