With a fund size of almost SGD $1 billion, the ABF SG Bond ETF is the go-to instrument to gain access to one of the world’s highest-yielding AAA-rated government bonds. Most recently, our Singapore domestic bond index tracker ABF Singapore Bond Index Fund has declared its dividend payout of SGD $0.0124 ...
theturtleinvestorsgx:a35sgx:s68sgx:es3sgx:j7x
T-Bills yields have been on a roller-coaster ride recently. From as high as 4.07% in September 2023. T-Bills yields then dropped as low as 3.54% in early Feb. Since then – T-Bills yields have started to stabilise around the 3.80% range. From 3.78% the previous auction, up to 3.80% this auction. However ...
financialhorsesgx:o39sgx:d05sgx:j7x
The SSB April 2024 issue was undersubscribed with a lukewarm response from yield hunters despite sporting a yield of more than 3% Only $301.3 million (0.3x) worth of applications were received out of the total $900 million available. SSB Trend As Of April 2024 The Singapore Savings Bonds SSB historical ...
theturtleinvestorsgx:j7x
NVIDIA Corporation (NASDAQ: NVDA) has been a leading player in the semiconductor industry, particularly known for its graphics processing units (GPUs) used in gaming, data centers, artificial intelligence (AI), and autonomous vehicles. Looking at its significant growth in share price of almost 100% year-to-date ...
gavinusx:tslasgx:j7xusx:nvda
In this guide, you will learn how to off-ramp crypto profits to your bank account using Grab with the best exchange rate in just two minutes. Grab users can now use digital currencies (since 12 March 2024) to top up their e-wallets, and we are going to make use of the fact that funds in GrabPay Wallets ...
theturtleinvestorsgx:j7x
So the next 6-month T-Bills auction is on 27 March. After closing as high as 4.07% only a few months ago. T-Bills yields then dropped as low as 3.54%. In the most recent auction however, T-Bills recovered to 3.78%. At 3.78%, 6-month T-Bills offer a much higher yield than bank Fixed Deposits (3.35%). ...
financialhorsesgx:o39sgx:u11sgx:j7x
I’ve been getting a lot of questions about Mapletree Logistics Trust of late. This is a $7 billion market cap logistics REIT sponsored by Mapletree. So safe to say it is very popular among retail investors, as the Mapletree name gives it perceived “stability”. Yet from its 2021 highs, Mapletree Logistics ...
financialhorsesgx:m44usgx:jyeusgx:j7x
The State Street SPDR Straits Times Index (STI) Exchange Traded Fund (ETF) pays out dividend payouts bi-annually i.e. twice a year in February and August. Most recently, our Singapore domestic equities index tracker SPDR STI ETF has declared its dividend payout of SGD $0.073 for February 2024. Overview ...
theturtleinvestorsgx:tq5sgx:a35sgx:o39sgx:d05sgx:s68sgx:u11sgx:es3sgx:j69usgx:j7x
This is the time of the year when we find ourselves in the middle of tax season here in Singapore. And this means one thing: It is time to file for income tax with IRAS. Many of us are salaried employees and are used to not having to manually file for income tax due to the Auto-Inclusion Scheme (AIS) ...
theturtleinvestorsgx:j7x
Bitcoin (BTC), the pioneer cryptocurrency, has gained significant traction as a digital store of value and an alternative investment asset. With its meteoric rise in popularity, investors have multiple avenues to gain exposure to Bitcoin, including direct ownership or investing through exchange-traded ...
gavinsgx:j7x
When the DBS yuu card was first introduced in 2022, the only thing I remembered was the jingle by Gurmit Singh that played constantly on loop across all DFI stores. If you are willing to look past this annoyance like I did, you would notice that the card benefits are quite compelling especially with ...
heartlandboysgx:5dasgx:k6ssgx:pu6dsgx:d05sgx:u11sgx:j7x
It’s been quite a while since my last Fixed Deposits rates roundup in early Feb. So I wanted to update that today. 3 things I wanted to discuss: Best fixed deposit rates in Singapore today (March 2024) Will interest rates go up or down? How to divide your cash between the various options available today ...
financialhorsesgx:o39sgx:pu6dsgx:d05sgx:u11sgx:s41sgx:j7x
If you've come across any REIT posts that you think are missing, please don't hesitate to let me know and I'll be more than happy to include them. On the other hand, if you're looking for even more up-to-date information and insights, I highly recommend joining REIT Investing Community or Singapore REITs ...
vince85sgx:sk6usgx:k71usgx:ajbusgx:c31sgx:buousgx:bn4sgx:me8usgx:odbusgx:j7x
We all know Singapore investors love banks stocks. It’s been quite a while since my last article looking at the Singapore banks. And we’ve had quite a few developments since: DBS announcing bonus shares Latest Q4 2023 earnings release Big changes in the macro space So I wanted to take a refreshed look ...
financialhorsesgx:a17usgx:o39sgx:c31sgx:d05sgx:s68sgx:u11sgx:mu7sgx:j7x
In recent months, I have been doing some homework on the Magnificent Seven, a group of dominant technology companies that have been exceptionally successful in their respective industries and, more importantly, the stock market. Online articles seem to credit Michael Hartnett (Bank of America) or Mike ...
theturtleinvestorsgx:j7xusx:index
As we enter 2024, the markets are forecasting multiple rate cuts throughout the year, ranging from 3 to 6 cuts of 25bps each. This could result in interest rates dropping approximately 1 – 1.5%, reaching a terminal rate of approximately ~4%. With rate cuts, this means the risk-free rate will be impacted ...
gavinsgx:o39sgx:pu6dsgx:u11sgx:j7x
Once in a while, I do write about random stuff, but this topic involves spending money, which makes it relevant to personal finance, right? Recently, I had the opportunity to refresh my knowledge with regards to building a custom desktop computer. Our desktop computers were built in August 2015, and ...
theturtleinvestorsgx:cc3sgx:j7x
Apply participating products to qualify I seldom dedicate a blog article solely on a promotional campaign but I think SingSaver’s March Madness Giveaway campaign warrants an exception. That is because SingSaver is organising its largest giveaway campaign ever with over $300,000 worth of prizes up for ...
heartlandboysgx:pu6dsgx:j7x
So the next 6-month T-Bills auction is on 14 Feb. After closing as high as 4.07% only a few months ago. T-Bills yields have since plunged to 3.54%. In the most recent auction however, T-Bills recovered to 3.80%. At 3.80%, 6-month T-Bills offer a much higher yield than Fixed Deposits (3.35%). So I wanted ...
financialhorsesgx:o39sgx:u11sgx:j7x
Share Tweet I have some of my money that is not in my main portfolio (you won’t see it in Haw Par). I think it is time to do some due diligence to investigate the underlying health of the business. If it is okay, this might be a good place to park money in a special situation that is: Undervalued. Have ...
investmentmoatssgx:s68sgx:u11sgx:u14sgx:h02sgx:j7x
In last week’s article, I discussed an asset allocation with about 40% allocation to REITs. The comments I got was… interesting: “REITs can make money meh?” “Buy REITs? Ask those who bought 3 years ago how much they lost.” Investing is funny sometimes. In 2021, when REITs were at all time highs – investors ...
financialhorsesgx:k71usgx:p40usgx:ajbusgx:a17usgx:c31sgx:bn4sgx:u11sgx:jyeusgx:j7x
Not too long ago, I published a couple of articles related to Bitcoin ETFs, and hopefully, they were helpful to you in some way. Below is the full list for your easy reference. June 2023 ($26,000) : iShares Bitcoin Trust – BlackRock Files Its First Spot Bitcoin ETF August 2023 ($27,000) : First US Bitcoin ...
theturtleinvestorsgx:j7x
Coming into 2024, investors might be wary of investing in banks as there are several forecasts on potential rate cuts throughout the year, with a net terminal rate of 4.25% – 4.50%. Despite this, I think our 3 local banks namely DBS (SGX: D05), UOB (SGX: U11), and OCBC (SGX: O39) are still very well ...
gavinsgx:o39sgx:d05sgx:s68sgx:u11sgx:mu7sgx:j7xsgx:npl
For those who haven’t been following Bitcoin (or crypto in general). Bitcoin’s price has been doing pretty well of late, both in the runup to the spot ETF approval, and especially after the ETF approval. This week alone, Bitcoin jumped from $52,000 to as high as $64,000 at one point. Unlike the previous ...
financialhorsesgx:s68sgx:j7x
Market Pulse is a monthly series that aims to provide some useful insights for my savings and investments based on simple tools and data that I reference every month. Finally back after pausing this series for a little bit in January and February as I spent two weeks overseas, followed by the festive ...
theturtleinvestorsgx:jyeusgx:j7x
After it was announced that CPF-SA would be closed for investors at age 55. It got me thinking. Before this there was the whole 1M65 movement. The idea that you and your spouse can save up $1 million in your CPF combined, before the age of 65 (as early as 45). And if you park that $1 million in CPF-SA, ...
financialhorsesgx:k71usgx:p40usgx:a17usgx:o39sgx:c31sgx:d05sgx:bn4sgx:u11sgx:a7rusgx:jyeusgx:j7x
The SSB April 2024 issue of Singapore Savings Bonds by the Monetary Authority of Singapore reversed its downtrend as returns went up compared to the previous issue. In this latest issue of SSB, the 1-year returns come in at 2.95% whereas the 10-year average return is now 3.04%. On my SSB historical interest ...
theturtleinvestorsgx:d05sgx:j7x
T-Bills yields have been on a roller-coaster ride recently. From as high as 4.07% in September 2023. T-Bills yields then dropped as low as 3.54% in early Feb. Since then – T-Bills yields have been marching up. From 3.66% the previous auction, up to 3.80% this auction. What’s driving the rise in T-Bills ...
financialhorsesgx:o39sgx:d05sgx:j7x
Before you read about Frasers Centrepoint Trust in this article, here is a brief recap of another article which I originally wrote back in 2019. In short, the retail REIT scene in Singapore is a unique beast that is one of a kind in this world. Trying to overlay the global perspective isn’t entirely ...
theturtleinvestorsgx:tq5sgx:c09sgx:t82usgx:p40usgx:ajbusgx:a68usgx:c31sgx:d05sgx:bn4sgx:s53sgx:j69usgx:e5hsgx:c70sgx:jyeusgx:nexsgx:j7x
With SSB interest rates that aren’t as appealing as previous months: 1 Year @ 2.74% 10 Years @ 2.88% The SSB March 2024 issue experienced significant under-subscription with a lukewarm response from yield hunters. Only $123.5 million (0.15x) worth of applications were received out of the total $800 million ...
theturtleinvestorsgx:j7x
So the next 6-month T-Bills auction is on 29 Feb. After closing as high as 4.07% only a few months ago. T-Bills yields have since plunged to 3.54%. In the most recent auction however, T-Bills recovered to 3.66%, on lower demand and higher supply. This raises a couple of questions: What is the estimated ...
financialhorsesgx:o39sgx:u11sgx:j7x
As you likely would have heard by now. DPM Lawrence Wong announced 2 big changes to CPF at last week’s budget. After which many Singapore investors were up in arms. Given how integral CPF is for Singapore investors (most of us would have a decent chunk of our net worth in CPF). I wanted to take some ...
financialhorsesgx:o39sgx:c31sgx:d05sgx:u11sgx:j7xsgx:brs
VICOM (SGX: WJP) has seen its share price fall by over 20% over the past 12 months despite being a very defensive company and having stable earnings. VICOM seems to be poised for a good year as FY2023 saw a net influx in cars on the market which means more revenue is streaming towards VICOM. Let’s take ...
gavinsgx:v01sgx:s68sgx:wjpsgx:j7x
Even though it was quite a number of years ago, I still remember the day rather vividly. There was an envelope in my pigeonhole, and it contained my blood test results. It was nothing more than a regular test sponsored by the company that I was working at, but it threw up some unexpected cholesterol ...
theturtleinvestorsgx:j7x
When it comes to superior options to deposit idle funds for low-risk returns, it might be surprising that bank accounts aren’t usually my top choice. Instead, I use both the Fullerton Cash Fund and the Lion-MariBank SavePlus Fund (via Mari Invest by MariBank). Both funds have their unique advantages, ...
theturtleinvestorsgx:j7x
Keppel Infrastructure Trust is a position that I picked up in 2023. And I’ve been frankly quite impressed by how the Business Trust has performed since then, to the point where I’ve been looking to add to my position. With the recent announcement that Keppel Infrastructure Trust is buying an Australian ...
financialhorsesgx:bn4sgx:s53sgx:a7rusgx:s61sgx:j7x
After Monday’s article on Shopee (Sea Ltd) stock. I received this great comment on the Telegram Chat: @Financial_Horse any articles on which boom stock to buy? like ARM or cyber security? nobody is interested in sh*t stock like shopee Ouch. But like with all good comments. They get you thinking. We cover ...
financialhorsesgx:j7xusx:playusx:onusx:back
As we enter 2024, the markets are forecasting multiple rate cuts throughout the year, ranging from 3 to 6 cuts of 25bps each. This could result in interest rates dropping approximately 1 – 1.5%, reaching a terminal rate of approximately ~4%. With rate cuts, this means the risk-free rate will be impacted ...
gavinsgx:o39sgx:j7x