Close for now Do you hold SG, US, HK or MY stocks? How are you tracking them now?
View our Demo portfolio to learn how StocksCafe will do it for you intelligently!
Sign up for free now!

 Friend   Blog Post  Richer but can’t help feeling concerned with being over-invested

Starting this year, I occasionally blogged about my net worth. I calculated it based on (Total Assets – Total Liabilities). However, in defining “net worth”, I have left out the “bulky” and iliquid assets/liabilities like property and car. The reasons being it is difficult to translate them into cash immediately when needed, it is also challenging to assess its market value and as I called them – are bulky and can easy slew the analysis.

Following an analysis yesterday, I realised that my net worth has experienced a roller coaster ride very much like the local stock market through the last few months. And one new development from my analysis is the concern that I may be overly invested. If the local stock market really tanks, my net worth will decline significantly and I will really be in deep deep ...

Read the full post on investforyourself



312 days ago


179 times


309 days ago



Request to Follow

1 Reply

It depends on individuals. For myself I go by a trickle down effect of income - expenses > emergency fund > investment portfolio. Once the emergency fund limit (whether 6 months' worth of expenses or e.g. $10K), the spillover would go to the investment portfolio straight from my income.

1 Comment

I see, thanks - warriortan 309 days ago
posted 310 days ago

Your Reply

Please login to post