Morris State Bancshares, Inc. operates as the bank holding company for Morris Bank that provides various financial services in Georgia. The company provides checking, savings, NOW, and individual retirement accounts; demand, savings, and other time deposits; and CDARS and ICS. It also offers personal, home, HELOC, auto, construction and development, recreation, commercial/business, real estate, working capital, industrial, and consumer installment loans; equipment and home mortgage financing; and letters of credit. In addition, the company provides cash management and merchant services; debit/ATM and credit cards, gift cards, safe deposit boxes, and order checks; online, mobile, and telephone banking, as well as people pay and lock services; and real estate properties holding services. It serves individuals and small businesses through its offices in Middle Georgia. Morris State Bancshares, Inc. was founded in 1954 and is headquartered in Dublin, Georgia.