Last Updated:
5 Jul 2025 14:12:03 SGT
Update Report Now - Recompute from last update (Typically >1 min)
Time-weighted Returns (including Dividends & Fees)
| Year |
Portfolio |
ES3 |
| 2016 |
-2.66% |
2.08% |
| 2017 |
33.79% |
21.11% |
| 2018 |
4.57% |
-6.63% |
| 2019 |
27.06% |
9.08% |
| 2020 |
6.04% |
-8.05% |
| 2021 |
12.67% |
12.57% |
| 2022 |
-7.47% |
7.28% |
| 2023 |
11.92% |
4.02% |
| 2024 |
13.89% |
22.11% |
| 2025 |
3.96% |
8.76% |
| Overall |
153.48% |
93.16% |
Monthly Volatility
| Year |
Portfolio |
ES3 |
| 2016 |
5.83% |
2.49% |
| 2017 |
2.56% |
2.50% |
| 2018 |
3.41% |
3.63% |
| 2019 |
2.77% |
2.71% |
| 2020 |
8.25% |
6.56% |
| 2021 |
3.18% |
3.04% |
| 2022 |
3.61% |
3.16% |
| 2023 |
2.81% |
2.76% |
| 2024 |
3.16% |
2.88% |
| 2025 |
4.82% |
4.72% |
| Overall |
4.19% |
3.68% |
Max Drawdown (Time-weighted)
| Year |
Portfolio |
ES3 |
| 2016 |
-8.28% |
-2.66% |
| 2017 |
-4.46% |
-3.27% |
| 2018 |
-10.09% |
-15.79% |
| 2019 |
-5.10% |
-8.40% |
| 2020 |
-33.80% |
-31.65% |
| 2021 |
-6.34% |
-5.52% |
| 2022 |
-15.87% |
-10.85% |
| 2023 |
-7.91% |
-7.65% |
| 2024 |
-9.02% |
-7.80% |
| 2025 |
-16.54% |
-14.33% |
| Overall |
-33.80% |
-33.73% |
Edit Baseline Stock
XIRR (including Dividends & Fees) & Capital Flow
| Year |
XIRR |
Capital Flow |
| 2016 |
-17.56% |
SGD 59,150
|
| 2017 |
33.85% |
SGD 36,957
|
| 2018 |
5.86% |
SGD 32,091.11
|
| 2019 |
27.24% |
SGD -7,311.34
|
| 2020 |
5.37% |
SGD -54,109.31
|
| 2021 |
12.79% |
SGD -1,309.83
|
| 2022 |
-4.72% |
SGD -3,026.73
|
| 2023 |
11.91% |
SGD -667.8
|
| 2024 |
14.15% |
SGD 14,959.28
|
| 2025 |
7.66% |
SGD -6,491.68
|
| Overall |
12.62% |
SGD 70,240.7
|
Switch to PayDate
Dividends Due/Paid (based on ExDate)
| Year |
Currency |
Total |
Monthly |
Avg Cost |
Avg Cost Yield |
| 2017 |
SGD |
6,443 |
536.92 |
102,402.38 |
6.29% |
| 2018 |
SGD |
7,624 |
635.33 |
143,885.04 |
5.30% |
| 2019 |
SGD |
10,465.54 |
872.13 |
153,953.2 |
6.80% |
| 2020 |
SGD |
7,609.31 |
634.11 |
130,380.39 |
5.84% |
| 2021 |
SGD |
6,940.75 |
578.4 |
116,063.98 |
5.98% |
| 2022 |
SGD |
8,156.73 |
679.73 |
122,893.18 |
6.64% |
| 2023 |
SGD |
9,967.8 |
830.65 |
131,811.85 |
7.56% |
| 2024 |
SGD |
18,922.72 |
1,576.89 |
161,777.6 |
11.70% |
| 2025 |
SGD |
6,491.68 |
927.38 |
165,575.57 |
6.72% |
| Total |
SGD |
82,621.53 |
718.45 |
- |
- |
Profit & Loss
| Year |
|
Total P&L |
Realized |
Unrealized |
|
2016
|
SGD |
-1,575 |
0 |
-1,575 |
|
2017
|
SGD |
32,476 |
8,243 |
24,233 |
|
2018
|
SGD |
9,306.43 |
14,824.67 |
-5,518.24 |
|
2019
|
SGD |
45,036.15 |
10,404.77 |
34,631.38 |
|
2020
|
SGD |
9,438.54 |
11,591.72 |
-2,153.18 |
|
2021
|
SGD |
20,731.12 |
6,931.36 |
13,799.76 |
|
2022
|
SGD |
-13,485.25 |
8,142.35 |
-21,627.6 |
|
2023
|
SGD |
19,884.91 |
9,967.8 |
9,917.11 |
|
2024
|
SGD |
28,782.11 |
18,891.82 |
9,890.29 |
|
2025
|
SGD |
8,540.69 |
6,491.68 |
2,049.01 |
|
Overall
|
SGD |
159,135.7 |
95,489.17 |
63,646.53 |
Show Dividends Estimated Monthly Summary
Dividends Estimated Monthly Summary (based on ExDate)
| Type |
Year-Month |
# ExDate |
# Dividends |
Amount |
| Due/Paid |
2025-01 |
2 |
2 |
SGD 1,643.5 |
| Due/Paid |
2025-02 |
1 |
1 |
SGD 23.8 |
| Due/Paid |
2025-04 |
2 |
2 |
SGD 1,538.38 |
| Due/Paid |
2025-05 |
4 |
4 |
SGD 3,286 |
| Projected |
2025-07 |
2 |
2 |
SGD 300 |
| Projected |
2025-08 |
3 |
3 |
SGD 2,925.9 |
| Projected |
2025-09 |
1 |
1 |
SGD 83.85 |
| Projected |
2025-10 |
1 |
1 |
SGD 200 |
| Projected |
2025-11 |
3 |
3 |
SGD 2,918.5 |
| Projected |
2025-12 |
1 |
1 |
SGD 200 |
| Projected |
2026-01 |
2 |
2 |
SGD 1,643.5 |
| Projected |
2026-02 |
1 |
1 |
SGD 73.8 |
| Projected |
2026-04 |
2 |
2 |
SGD 1,855.43 |
| Projected |
2026-05 |
4 |
4 |
SGD 3,286 |
Show Dividends Estimated Full Details
Dividends Estimated Details (based on ExDate)
| Type |
Name |
Shares |
ExDate |
PayDate |
Amount |
|
Paid
|
Cathay Airways (293) |
2,869 |
2025-04-01 |
2025-05-08 |
HKD 1,405.81 |
|
Paid
|
Raffles Medical (BSL) |
2,400 |
2025-05-13 |
2025-05-23 |
SGD 60 |
|
Paid
|
ParkwayLife (C2PU) |
1,000 |
2025-02-12 |
2025-03-11 |
SGD 23.8 |
|
Paid
|
Frasers Property (TQ5) |
10,000 |
2025-01-23 |
2025-02-14 |
SGD 450 |
|
Paid
|
MIT (ME8U) |
70,000 |
2025-05-08 |
2025-06-13 |
SGD 77 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-05-08 |
2025-06-13 |
SGD 1,099 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-01-31 |
2025-03-14 |
SGD 1,193.5 |
|
Paid
|
UMS (558) |
20,000 |
2025-05-07 |
2025-05-23 |
SGD 400 |
|
Paid
|
DBS (D05) |
2,200 |
2025-04-07 |
2025-04-16 |
SGD 1,320 |
|
Paid
|
DBS (D05) |
2,200 |
2025-05-16 |
2025-05-27 |
SGD 1,650 |
| Announced |
UMS (558) |
20,000 |
2025-07-09 |
2025-07-24 |
SGD 200 |
| Announced |
Singtel (Z74) |
1,000 |
2025-07-31 |
2025-08-19 |
SGD 100 |
| Projected |
MIT (ME8U) |
35,000 |
2026-01-31 |
2026-02-20 |
SGD 1,193.5 |
| Projected |
UMS (558) |
20,000 |
2026-05-07 |
2026-05-27 |
SGD 400 |
| Projected |
MIT (ME8U) |
35,000 |
2025-08-01 |
2025-08-21 |
SGD 1,200.5 |
| Projected |
Raffles Medical (BSL) |
2,400 |
2026-05-13 |
2026-06-02 |
SGD 60 |
| Projected |
Cathay Airways (293) |
2,869 |
2026-04-01 |
2026-04-21 |
HKD 1,405.81 |
| Projected |
DBS (D05) |
2,200 |
2026-04-07 |
2026-04-27 |
SGD 1,650 |
| Projected |
MIT (ME8U) |
35,000 |
2026-05-08 |
2026-05-28 |
SGD 1,099 |
| Projected |
Cathay Airways (293) |
2,869 |
2025-09-04 |
2025-09-24 |
HKD 573.8 |
| Projected |
DBS (D05) |
2,200 |
2026-05-16 |
2026-06-05 |
SGD 1,650 |
| Projected |
Singtel (Z74) |
1,000 |
2025-11-20 |
2025-12-10 |
SGD 89 |
| Projected |
Frasers Property (TQ5) |
10,000 |
2026-01-23 |
2026-02-12 |
SGD 450 |
| Projected |
UMS (558) |
20,000 |
2025-12-04 |
2025-12-24 |
SGD 200 |
| Projected |
DBS (D05) |
2,200 |
2025-11-14 |
2025-12-04 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2025-08-15 |
2025-09-04 |
SGD 1,650 |
| Projected |
MIT (ME8U) |
70,000 |
2026-05-08 |
2026-05-28 |
SGD 77 |
| Projected |
MIT (ME8U) |
35,000 |
2025-11-06 |
2025-11-26 |
SGD 1,179.5 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2025-08-02 |
2025-08-22 |
SGD 75.4 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-02-12 |
2026-03-04 |
SGD 73.8 |
| Projected |
UMS (558) |
20,000 |
2025-10-10 |
2025-10-30 |
SGD 200 |
