Last Updated:
13 Sep 2025 16:03:26 SGT
Update Report Now - Recompute from last update (Typically >1 min)
Time-weighted Returns (including Dividends & Fees)
| Year |
Portfolio |
ES3 |
| 2016 |
-2.66% |
2.08% |
| 2017 |
33.79% |
21.11% |
| 2018 |
4.57% |
-6.63% |
| 2019 |
27.06% |
9.08% |
| 2020 |
6.04% |
-8.05% |
| 2021 |
11.34% |
12.57% |
| 2022 |
-7.81% |
7.28% |
| 2023 |
12.31% |
4.02% |
| 2024 |
14.13% |
22.11% |
| 2025 |
17.00% |
19.59% |
| Overall |
182.41% |
112.39% |
Monthly Volatility
| Year |
Portfolio |
ES3 |
| 2016 |
5.83% |
2.49% |
| 2017 |
2.56% |
2.50% |
| 2018 |
3.41% |
3.63% |
| 2019 |
2.77% |
2.71% |
| 2020 |
8.25% |
6.56% |
| 2021 |
3.14% |
3.04% |
| 2022 |
3.51% |
3.16% |
| 2023 |
2.70% |
2.76% |
| 2024 |
3.05% |
2.88% |
| 2025 |
4.22% |
4.19% |
| Overall |
4.12% |
3.65% |
Max Drawdown (Time-weighted)
| Year |
Portfolio |
ES3 |
| 2016 |
-8.28% |
-2.66% |
| 2017 |
-4.46% |
-3.27% |
| 2018 |
-10.09% |
-15.79% |
| 2019 |
-5.10% |
-8.40% |
| 2020 |
-33.80% |
-31.65% |
| 2021 |
-6.34% |
-5.52% |
| 2022 |
-15.80% |
-10.85% |
| 2023 |
-7.09% |
-7.65% |
| 2024 |
-8.93% |
-7.80% |
| 2025 |
-16.26% |
-14.33% |
| Overall |
-33.80% |
-33.73% |
Edit Baseline Stock
XIRR (including Dividends & Fees) & Capital Flow
| Year |
XIRR |
Capital Flow |
| 2016 |
-17.56% |
SGD 59,150
|
| 2017 |
33.85% |
SGD 36,957
|
| 2018 |
5.86% |
SGD 32,091.11
|
| 2019 |
27.24% |
SGD -7,311.34
|
| 2020 |
5.37% |
SGD -54,109.31
|
| 2021 |
11.34% |
SGD 12,221.28
|
| 2022 |
-5.25% |
SGD -3,188.94
|
| 2023 |
12.31% |
SGD -836.61
|
| 2024 |
14.36% |
SGD 14,791.59
|
| 2025 |
24.66% |
SGD -9,887.44
|
| Overall |
13.41% |
SGD 79,877.33
|
Switch to ExDate
Dividends Due/Paid (based on PayDate)
| Year |
Currency |
Total |
Monthly |
Avg Cost |
Avg Cost Yield |
| 2017 |
SGD |
6,443 |
536.92 |
102,402.38 |
6.29% |
| 2018 |
SGD |
7,556 |
629.67 |
143,885.04 |
5.25% |
| 2019 |
SGD |
10,465.54 |
872.13 |
153,953.2 |
6.80% |
| 2020 |
SGD |
7,626.31 |
635.53 |
130,380.39 |
5.85% |
| 2021 |
SGD |
7,026.57 |
585.55 |
122,978.35 |
5.71% |
| 2022 |
SGD |
8,363.94 |
696.99 |
135,922.95 |
6.15% |
| 2023 |
SGD |
10,136.61 |
844.72 |
144,552.84 |
7.01% |
| 2024 |
SGD |
19,090.41 |
1,590.87 |
174,650.42 |
10.93% |
| 2025 |
SGD |
9,887.44 |
1,098.6 |
178,292.45 |
7.39% |
| Total |
SGD |
86,595.83 |
740.14 |
- |
- |
Profit & Loss
| Year |
|
Total P&L |
Realized |
Unrealized |
|
2016
|
SGD |
-1,575 |
0 |
-1,575 |
|
2017
|
SGD |
32,476 |
8,243 |
24,233 |
|
2018
|
SGD |
9,306.43 |
14,824.67 |
-5,518.24 |
|
2019
|
SGD |
45,036.15 |
10,404.77 |
34,631.38 |
|
2020
|
SGD |
9,438.54 |
11,591.72 |
-2,153.18 |
|
2021
|
SGD |
19,134.55 |
7,011.18 |
12,123.37 |
|
2022
|
SGD |
-15,040.17 |
8,304.55 |
-23,344.72 |
|
2023
|
SGD |
21,791.32 |
10,136.61 |
11,654.71 |
|
2024
|
SGD |
30,916.83 |
19,059.5 |
11,857.33 |
|
2025
|
SGD |
39,634.26 |
9,887.43 |
29,746.83 |
|
Overall
|
SGD |
190,394.16 |
99,463.43 |
90,930.74 |
Show Dividends Estimated Monthly Summary
Dividends Estimated Monthly Summary (based on PayDate)
| Type |
Year-Month |
# PayDate |
# Dividends |
Amount |
| Due/Paid |
2025-02 |
1 |
1 |
SGD 450 |
| Due/Paid |
2025-03 |
2 |
2 |
SGD 1,217.3 |
| Due/Paid |
2025-04 |
1 |
1 |
SGD 1,320 |
| Due/Paid |
2025-05 |
4 |
5 |
SGD 2,401.19 |
| Due/Paid |
2025-06 |
1 |
1 |
SGD 1,176 |
| Due/Paid |
2025-07 |
1 |
1 |
SGD 200 |
| Due/Paid |
2025-08 |
3 |
3 |
SGD 1,809.12 |
| Projected |
2025-09 |
2 |
2 |
SGD 1,221 |
| Projected |
2025-10 |
2 |
2 |
SGD 284.98 |
| Projected |
2025-11 |
1 |
1 |
SGD 1,179.5 |
| Projected |
2025-12 |
3 |
4 |
SGD 2,020.82 |
| Projected |
2026-02 |
2 |
2 |
SGD 1,643.5 |
| Projected |
2026-03 |
1 |
1 |
SGD 73.8 |
| Projected |
2026-04 |
2 |
2 |
SGD 1,858.2 |
| Projected |
2026-05 |
2 |
2 |
SGD 1,576 |
| Projected |
2026-06 |
3 |
3 |
SGD 1,789.4 |
| Projected |
2026-07 |
1 |
1 |
SGD 200 |
| Projected |
2026-08 |
2 |
2 |
SGD 1,244.5 |
| Projected |
2026-09 |
3 |
4 |
SGD 1,870.43 |
Show Dividends Estimated Full Details
Dividends Estimated Details (based on PayDate)
| Type |
Name |
Shares |
ExDate |
PayDate |
Amount |
|
Paid
|
UMS (558) |
20,000 |
2025-07-09 |
2025-07-24 |
SGD 200 |
|
Paid
|
Frasers Property (TQ5) |
10,000 |
2025-01-23 |
2025-02-14 |
SGD 450 |
|
Due
|
Cathay Airways (293) |
2,869 |
2025-09-03 |
2025-10-09 |
HKD 573.8 |
|
Paid
|
UMS (558) |
20,000 |
2025-05-07 |
2025-05-23 |
SGD 400 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-05-08 |
2025-06-13 |
SGD 1,099 |
|
Paid
|
iShares MSCI World Quality Div (WQDV) |
700 |
2025-08-14 |
2025-08-27 |
USD 45.99 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-01-31 |
2025-03-14 |
SGD 1,193.5 |
|
Paid
|
Cathay Airways (293) |
2,869 |
2025-04-01 |
2025-05-08 |
HKD 1,405.81 |
|
Paid
|
ParkwayLife (C2PU) |
1,000 |
2025-08-13 |
2025-09-09 |
SGD 76.5 |
|
Paid
|
DBS (D05) |
2,200 |
2025-04-07 |
2025-04-16 |
SGD 1,320 |
|
Paid
|
Raffles Medical (BSL) |
2,400 |
2025-05-13 |
2025-05-23 |
SGD 60 |
|
Paid
|
DBS (D05) |
2,200 |
2025-05-16 |
2025-05-27 |
SGD 1,650 |
|
Paid
|
Singtel (Z74) |
1,000 |
2025-07-31 |
2025-08-19 |
SGD 100 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-08-04 |
2025-09-08 |
SGD 1,144.5 |
|
Paid
|
iShares MSCI World Quality Div (WQDV) |
700 |
2025-05-15 |
2025-05-29 |
USD 61.95 |
|
Paid
|
ParkwayLife (C2PU) |
1,000 |
2025-02-12 |
2025-03-11 |
SGD 23.8 |
|
Paid
|
MIT (ME8U) |
70,000 |
2025-05-08 |
2025-06-13 |
SGD 77 |
|
Paid
|
DBS (D05) |
2,200 |
2025-08-14 |
2025-08-25 |
SGD 1,650 |
| Announced |
UMS (558) |
20,000 |
2025-10-09 |
2025-10-28 |
SGD 200 |
| Projected |
Singtel (Z74) |
1,000 |
2026-07-31 |
2026-08-20 |
SGD 100 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2025-11-14 |
2025-12-04 |
USD 63.84 |
| Projected |
Cathay Airways (293) |
2,869 |
2026-04-01 |
2026-04-21 |
HKD 1,405.81 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2026-05-15 |
2026-06-04 |
USD 61.95 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-08-13 |
2026-09-02 |
SGD 76.5 |
| Projected |
Singtel (Z74) |
1,000 |
2025-11-20 |
2025-12-10 |
SGD 89 |
| Projected |
Raffles Medical (BSL) |
2,400 |
2026-05-13 |
2026-06-02 |
SGD 60 |
| Projected |
MIT (ME8U) |
70,000 |
2026-05-08 |
2026-05-28 |
SGD 77 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-02-12 |
2026-03-04 |
SGD 73.8 |
| Projected |
Frasers Property (TQ5) |
10,000 |
2026-01-23 |
2026-02-12 |
SGD 450 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2026-08-14 |
2026-09-03 |
USD 45.99 |
| Projected |
UMS (558) |
20,000 |
2026-07-09 |
2026-07-29 |
SGD 200 |
| Projected |
MIT (ME8U) |
35,000 |
2025-11-06 |
2025-11-26 |
SGD 1,179.5 |
| Projected |
UMS (558) |
20,000 |
2025-12-04 |
2025-12-24 |
SGD 200 |
| Projected |
DBS (D05) |
2,200 |
2026-05-16 |
2026-06-05 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2025-11-14 |
2025-12-04 |
SGD 1,650 |
| Projected |
Cathay Airways (293) |
2,869 |
2026-09-03 |
2026-09-23 |
HKD 573.8 |
| Projected |
MIT (ME8U) |
35,000 |
2026-01-31 |
2026-02-20 |
SGD 1,193.5 |
| Projected |
UMS (558) |
20,000 |
2026-05-07 |
2026-05-27 |
SGD 400 |
| Projected |
DBS (D05) |
2,200 |
2026-08-14 |
2026-09-03 |
SGD 1,650 |
| Projected |
MIT (ME8U) |
35,000 |
2026-05-08 |
2026-05-28 |
SGD 1,099 |
| Projected |
MIT (ME8U) |
35,000 |
2026-08-04 |
2026-08-24 |
SGD 1,144.5 |
| Projected |
DBS (D05) |
2,200 |
2026-04-07 |
2026-04-27 |
SGD 1,650 |
