Last Updated:
2 Jul 2025 23:31:55 SGT
Update Report Now - Recompute from last update (Typically >1 min)
Time-weighted Returns (including Dividends & Fees)
| Year |
Portfolio |
ES3 |
| 2016 |
-2.66% |
2.08% |
| 2017 |
33.79% |
21.11% |
| 2018 |
4.15% |
-6.63% |
| 2019 |
27.91% |
9.08% |
| 2020 |
7.61% |
-8.05% |
| 2021 |
11.87% |
12.57% |
| 2022 |
-7.99% |
7.28% |
| 2023 |
14.79% |
4.02% |
| 2024 |
7.70% |
22.11% |
| 2025 |
2.04% |
8.47% |
| Overall |
142.43% |
92.64% |
Monthly Volatility
| Year |
Portfolio |
ES3 |
| 2016 |
5.83% |
2.49% |
| 2017 |
2.56% |
2.50% |
| 2018 |
3.43% |
3.63% |
| 2019 |
2.83% |
2.71% |
| 2020 |
8.48% |
6.56% |
| 2021 |
3.19% |
3.04% |
| 2022 |
3.57% |
3.16% |
| 2023 |
2.63% |
2.76% |
| 2024 |
1.73% |
2.88% |
| 2025 |
2.67% |
4.76% |
| Overall |
4.02% |
3.68% |
Max Drawdown (Time-weighted)
| Year |
Portfolio |
ES3 |
| 2016 |
-8.28% |
-2.66% |
| 2017 |
-4.46% |
-3.27% |
| 2018 |
-10.62% |
-15.79% |
| 2019 |
-5.01% |
-8.40% |
| 2020 |
-34.31% |
-31.65% |
| 2021 |
-6.55% |
-5.52% |
| 2022 |
-16.29% |
-10.85% |
| 2023 |
-5.99% |
-7.65% |
| 2024 |
-5.10% |
-7.80% |
| 2025 |
-9.55% |
-14.33% |
| Overall |
-34.31% |
-33.73% |
Edit Baseline Stock
XIRR (including Dividends & Fees) & Capital Flow
| Year |
XIRR |
Capital Flow |
| 2016 |
-17.56% |
SGD 59,150
|
| 2017 |
33.85% |
SGD 36,957
|
| 2018 |
5.26% |
SGD 28,276
|
| 2019 |
28.18% |
SGD -9,858
|
| 2020 |
6.88% |
SGD -53,933.5
|
| 2021 |
11.89% |
SGD 12,315.03
|
| 2022 |
-5.24% |
SGD 26,954.79
|
| 2023 |
17.64% |
SGD 123,163.39
|
| 2024 |
7.76% |
SGD 15,100.51
|
| 2025 |
4.04% |
SGD -6,353.94
|
| Overall |
11.77% |
SGD 231,771.28
|
Switch to PayDate
Dividends Due/Paid (based on ExDate)
| Year |
Currency |
Total |
Monthly |
Avg Cost |
Avg Cost Yield |
| 2017 |
SGD |
6,443 |
536.92 |
102,402.38 |
6.29% |
| 2018 |
SGD |
7,624 |
635.33 |
141,869.16 |
5.37% |
| 2019 |
SGD |
9,858 |
821.5 |
146,850 |
6.71% |
| 2020 |
SGD |
7,433.5 |
619.46 |
122,680.15 |
6.06% |
| 2021 |
SGD |
6,926.82 |
577.24 |
115,493.04 |
6.00% |
| 2022 |
SGD |
9,375.21 |
781.27 |
128,534.45 |
7.29% |
| 2023 |
SGD |
10,136.61 |
844.72 |
337,556.27 |
3.00% |
| 2024 |
SGD |
18,781.49 |
1,565.12 |
698,434.5 |
2.69% |
| 2025 |
SGD |
6,353.94 |
907.71 |
702,290.23 |
1.55% |
| Total |
SGD |
82,932.57 |
721.15 |
- |
- |
Profit & Loss
| Year |
|
Total P&L |
Realized |
Unrealized |
|
2016
|
SGD |
-1,575 |
0 |
-1,575 |
|
2017
|
SGD |
32,476 |
8,243 |
24,233 |
|
2018
|
SGD |
8,266 |
14,224 |
-5,958 |
|
2019
|
SGD |
44,588 |
9,858 |
34,730 |
|
2020
|
SGD |
11,581.5 |
11,433.5 |
148 |
|
2021
|
SGD |
19,412.84 |
6,926.82 |
12,486.02 |
|
2022
|
SGD |
-14,754.89 |
9,375.2 |
-24,130.09 |
|
2023
|
SGD |
42,461.83 |
6,136.61 |
36,325.22 |
|
2024
|
SGD |
29,916.2 |
18,781.48 |
11,134.72 |
|
2025
|
SGD |
8,136.25 |
6,353.93 |
1,782.32 |
|
Overall
|
SGD |
180,508.73 |
91,332.54 |
89,176.19 |
Show Dividends Estimated Monthly Summary
Dividends Estimated Monthly Summary (based on ExDate)
| Type |
Year-Month |
# ExDate |
# Dividends |
Amount |
| Due/Paid |
2025-01 |
2 |
2 |
SGD 1,643.5 |
| Due/Paid |
2025-02 |
1 |
1 |
SGD 23.8 |
| Due/Paid |
2025-04 |
1 |
1 |
SGD 1,320 |
| Due/Paid |
2025-05 |
5 |
5 |
SGD 3,366.64 |
| Projected |
2025-07 |
2 |
2 |
SGD 300 |
| Projected |
2025-08 |
3 |
3 |
SGD 2,925.9 |
| Projected |
2025-10 |
1 |
1 |
SGD 200 |
| Projected |
2025-11 |
3 |
4 |
SGD 2,999.75 |
| Projected |
2025-12 |
1 |
1 |
SGD 200 |
| Projected |
2026-01 |
2 |
2 |
SGD 1,643.5 |
| Projected |
2026-02 |
1 |
1 |
SGD 73.8 |
| Projected |
2026-04 |
1 |
1 |
SGD 1,650 |
| Projected |
2026-05 |
5 |
5 |
SGD 3,364.85 |
Show Dividends Estimated Full Details
Dividends Estimated Details (based on ExDate)
| Type |
Name |
Shares |
ExDate |
PayDate |
Amount |
|
Paid
|
DBS (D05) |
2,200 |
2025-04-07 |
2025-04-16 |
SGD 1,320 |
|
Paid
|
DBS (D05) |
2,200 |
2025-05-16 |
2025-05-27 |
SGD 1,650 |
|
Paid
|
iShares MSCI World Quality Div (WQDV) |
700 |
2025-05-15 |
2025-05-29 |
USD 61.95 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-01-31 |
2025-03-14 |
SGD 1,193.5 |
|
Paid
|
UMS (558) |
20,000 |
2025-05-07 |
2025-05-23 |
SGD 400 |
|
Paid
|
Frasers Property (TQ5) |
10,000 |
2025-01-23 |
2025-02-14 |
SGD 450 |
|
Paid
|
Raffles Medical (BSL) |
2,400 |
2025-05-13 |
2025-05-23 |
SGD 60 |
|
Paid
|
ParkwayLife (C2PU) |
1,000 |
2025-02-12 |
2025-03-11 |
SGD 23.8 |
|
Paid
|
MIT (ME8U) |
70,000 |
2025-05-08 |
2025-06-13 |
SGD 77 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-05-08 |
2025-06-13 |
SGD 1,099 |
| Announced |
Singtel (Z74) |
1,000 |
2025-07-31 |
2025-08-19 |
SGD 100 |
| Announced |
UMS (558) |
20,000 |
2025-07-09 |
2025-07-24 |
SGD 200 |
| Projected |
UMS (558) |
20,000 |
2026-05-07 |
2026-05-27 |
SGD 400 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2025-08-02 |
2025-08-22 |
SGD 75.4 |
| Projected |
MIT (ME8U) |
35,000 |
2025-08-01 |
2025-08-21 |
SGD 1,200.5 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2025-11-14 |
2025-12-04 |
USD 63.84 |
| Projected |
MIT (ME8U) |
35,000 |
2026-01-31 |
2026-02-20 |
SGD 1,193.5 |
| Projected |
MIT (ME8U) |
35,000 |
2025-11-06 |
2025-11-26 |
SGD 1,179.5 |
| Projected |
MIT (ME8U) |
35,000 |
2026-05-08 |
2026-05-28 |
SGD 1,099 |
| Projected |
DBS (D05) |
2,200 |
2026-04-07 |
2026-04-27 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2025-08-15 |
2025-09-04 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2025-11-14 |
2025-12-04 |
SGD 1,650 |
| Projected |
UMS (558) |
20,000 |
2025-12-04 |
2025-12-24 |
SGD 200 |
| Projected |
DBS (D05) |
2,200 |
2026-05-16 |
2026-06-05 |
SGD 1,650 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-02-12 |
2026-03-04 |
SGD 73.8 |
| Projected |
MIT (ME8U) |
70,000 |
2026-05-08 |
2026-05-28 |
SGD 77 |
| Projected |
UMS (558) |
20,000 |
2025-10-10 |
2025-10-30 |
SGD 200 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2026-05-15 |
2026-06-04 |
USD 61.95 |
| Projected |
Frasers Property (TQ5) |
10,000 |
2026-01-23 |
2026-02-12 |
SGD 450 |
| Projected |
Singtel (Z74) |
1,000 |
2025-11-20 |
2025-12-10 |
SGD 89 |
| Projected |
Raffles Medical (BSL) |
2,400 |
2026-05-13 |
2026-06-02 |
SGD 60 |
