Last Updated:
27 Sep 2025 17:59:18 SGT
Update Report Now - Recompute from last update (Typically >1 min)
Time-weighted Returns (including Dividends & Fees)
| Year |
Portfolio |
ES3 |
| 2016 |
-2.66% |
2.08% |
| 2017 |
33.79% |
21.11% |
| 2018 |
4.57% |
-6.63% |
| 2019 |
27.06% |
9.08% |
| 2020 |
6.04% |
-8.05% |
| 2021 |
9.13% |
12.92% |
| 2022 |
-4.04% |
7.59% |
| 2023 |
13.18% |
4.02% |
| 2024 |
7.20% |
22.11% |
| 2025 |
8.15% |
17.66% |
| Overall |
152.10% |
110.22% |
Monthly Volatility
| Year |
Portfolio |
ES3 |
| 2016 |
5.83% |
2.49% |
| 2017 |
2.56% |
2.50% |
| 2018 |
3.41% |
3.63% |
| 2019 |
2.77% |
2.71% |
| 2020 |
8.25% |
6.56% |
| 2021 |
3.06% |
3.03% |
| 2022 |
3.44% |
3.16% |
| 2023 |
2.62% |
2.76% |
| 2024 |
1.65% |
2.88% |
| 2025 |
2.31% |
4.09% |
| Overall |
3.88% |
3.64% |
Max Drawdown (Time-weighted)
| Year |
Portfolio |
ES3 |
| 2016 |
-8.28% |
-2.66% |
| 2017 |
-4.46% |
-3.27% |
| 2018 |
-10.09% |
-15.79% |
| 2019 |
-5.10% |
-8.40% |
| 2020 |
-33.80% |
-31.65% |
| 2021 |
-6.83% |
-5.52% |
| 2022 |
-13.64% |
-10.85% |
| 2023 |
-6.42% |
-7.65% |
| 2024 |
-4.48% |
-7.80% |
| 2025 |
-8.80% |
-14.33% |
| Overall |
-33.80% |
-33.73% |
Edit Baseline Stock
XIRR (including Dividends & Fees) & Capital Flow
| Year |
XIRR |
Capital Flow |
| 2016 |
-17.56% |
SGD 59,150
|
| 2017 |
33.85% |
SGD 36,957
|
| 2018 |
5.86% |
SGD 32,091.11
|
| 2019 |
27.24% |
SGD -7,311.34
|
| 2020 |
5.37% |
SGD -54,109.31
|
| 2021 |
9.00% |
SGD 6,590.36
|
| 2022 |
-1.08% |
SGD 26,811.06
|
| 2023 |
15.97% |
SGD 123,163.39
|
| 2024 |
7.27% |
SGD 14,791.59
|
| 2025 |
11.11% |
SGD -9,887.44
|
| Overall |
12.05% |
SGD 228,246.41
|
Switch to ExDate
Dividends Due/Paid (based on PayDate)
| Year |
Currency |
Total |
Monthly |
Avg Cost |
Avg Cost Yield |
| 2017 |
SGD |
6,443 |
536.92 |
102,402.38 |
6.29% |
| 2018 |
SGD |
7,556 |
629.67 |
143,885.04 |
5.25% |
| 2019 |
SGD |
10,404.77 |
867.06 |
153,953.2 |
6.76% |
| 2020 |
SGD |
7,608.72 |
634.06 |
130,380.39 |
5.84% |
| 2021 |
SGD |
7,017.18 |
584.76 |
118,749.69 |
5.91% |
| 2022 |
SGD |
9,549.55 |
795.8 |
130,367.23 |
7.33% |
| 2023 |
SGD |
10,136.61 |
844.72 |
339,343.33 |
2.99% |
| 2024 |
SGD |
19,059.5 |
1,588.29 |
700,237.56 |
2.72% |
| 2025 |
SGD |
9,887.43 |
1,098.6 |
703,968.25 |
1.87% |
| Total |
SGD |
87,662.76 |
749.25 |
- |
- |
Profit & Loss
| Year |
|
Total P&L |
Realized |
Unrealized |
|
2016
|
SGD |
-1,575 |
0 |
-1,575 |
|
2017
|
SGD |
32,476 |
8,243 |
24,233 |
|
2018
|
SGD |
9,306.43 |
14,824.67 |
-5,518.24 |
|
2019
|
SGD |
45,036.15 |
10,404.77 |
34,631.38 |
|
2020
|
SGD |
9,438.54 |
11,591.72 |
-2,153.18 |
|
2021
|
SGD |
14,822.13 |
7,011.18 |
7,810.95 |
|
2022
|
SGD |
-7,105.21 |
9,504.55 |
-16,609.76 |
|
2023
|
SGD |
38,925.7 |
6,136.61 |
32,789.09 |
|
2024
|
SGD |
27,919.16 |
19,059.5 |
8,859.66 |
|
2025
|
SGD |
32,533.06 |
9,887.43 |
22,645.63 |
|
Overall
|
SGD |
205,884.88 |
96,663.43 |
109,221.45 |
Show Dividends Estimated Monthly Summary
Dividends Estimated Monthly Summary (based on PayDate)
| Type |
Year-Month |
# PayDate |
# Dividends |
Amount |
| Due/Paid |
2025-02 |
1 |
1 |
SGD 450 |
| Due/Paid |
2025-03 |
2 |
2 |
SGD 1,217.3 |
| Due/Paid |
2025-04 |
1 |
1 |
SGD 1,320 |
| Due/Paid |
2025-05 |
4 |
5 |
SGD 2,401.19 |
| Due/Paid |
2025-06 |
1 |
1 |
SGD 1,176 |
| Due/Paid |
2025-07 |
1 |
1 |
SGD 200 |
| Due/Paid |
2025-08 |
3 |
3 |
SGD 1,809.12 |
| Projected |
2025-09 |
2 |
2 |
SGD 1,221 |
| Projected |
2025-10 |
2 |
2 |
SGD 285.73 |
| Projected |
2025-11 |
1 |
1 |
SGD 1,179.5 |
| Projected |
2025-12 |
3 |
4 |
SGD 2,021.44 |
| Projected |
2026-02 |
2 |
2 |
SGD 1,643.5 |
| Projected |
2026-03 |
1 |
1 |
SGD 73.8 |
| Projected |
2026-04 |
2 |
2 |
SGD 1,860.04 |
| Projected |
2026-05 |
2 |
2 |
SGD 1,576 |
| Projected |
2026-06 |
3 |
3 |
SGD 1,790 |
| Projected |
2026-07 |
1 |
1 |
SGD 200 |
| Projected |
2026-08 |
2 |
2 |
SGD 1,244.5 |
| Projected |
2026-09 |
3 |
4 |
SGD 1,871.62 |
Show Dividends Estimated Full Details
Dividends Estimated Details (based on PayDate)
| Type |
Name |
Shares |
ExDate |
PayDate |
Amount |
|
Paid
|
DBS (D05) |
200 |
2025-04-07 |
2025-04-16 |
SGD 120 |
|
Paid
|
DBS (D05) |
200 |
2025-05-16 |
2025-05-27 |
SGD 150 |
|
Paid
|
Singtel (Z74) |
1,000 |
2025-07-31 |
2025-08-19 |
SGD 100 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-01-31 |
2025-03-14 |
SGD 1,193.5 |
|
Paid
|
ParkwayLife (C2PU) |
1,000 |
2025-08-13 |
2025-09-09 |
SGD 76.5 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-05-08 |
2025-06-13 |
SGD 1,176 |
|
Paid
|
iShares MSCI World Quality Div (WQDV) |
700 |
2025-05-15 |
2025-05-29 |
USD 61.95 |
|
Due
|
Cathay Airways (293) |
2,869 |
2025-09-03 |
2025-10-09 |
HKD 573.8 |
|
Paid
|
UMS (558) |
20,000 |
2025-07-09 |
2025-07-24 |
SGD 200 |
|
Paid
|
Frasers Property (TQ5) |
10,000 |
2025-01-23 |
2025-02-14 |
SGD 450 |
|
Paid
|
UMS (558) |
20,000 |
2025-05-07 |
2025-05-23 |
SGD 400 |
|
Paid
|
DBS (D05) |
2,000 |
2025-08-14 |
2025-08-25 |
SGD 1,500 |
|
Paid
|
DBS (D05) |
200 |
2025-08-14 |
2025-08-25 |
SGD 150 |
|
Paid
|
ParkwayLife (C2PU) |
1,000 |
2025-02-12 |
2025-03-11 |
SGD 23.8 |
|
Paid
|
Cathay Airways (293) |
2,869 |
2025-04-01 |
2025-05-08 |
HKD 1,405.81 |
|
Paid
|
iShares MSCI World Quality Div (WQDV) |
700 |
2025-08-14 |
2025-08-27 |
USD 45.99 |
|
Paid
|
Raffles Medical (BSL) |
2,400 |
2025-05-13 |
2025-05-23 |
SGD 60 |
|
Paid
|
MIT (ME8U) |
35,000 |
2025-08-04 |
2025-09-08 |
SGD 1,144.5 |
|
Paid
|
DBS (D05) |
2,000 |
2025-04-07 |
2025-04-16 |
SGD 1,200 |
|
Paid
|
DBS (D05) |
2,000 |
2025-05-16 |
2025-05-27 |
SGD 1,500 |
| Announced |
UMS (558) |
20,000 |
2025-10-09 |
2025-10-28 |
SGD 200 |
| Projected |
DBS (D05) |
2,200 |
2026-04-07 |
2026-04-27 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2026-08-14 |
2026-09-03 |
SGD 1,650 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2025-11-14 |
2025-12-04 |
USD 63.84 |
| Projected |
UMS (558) |
20,000 |
2025-12-04 |
2025-12-24 |
SGD 200 |
| Projected |
DBS (D05) |
2,200 |
2025-11-14 |
2025-12-04 |
SGD 1,650 |
| Projected |
UMS (558) |
20,000 |
2026-05-07 |
2026-05-27 |
SGD 400 |
| Projected |
MIT (ME8U) |
35,000 |
2025-11-06 |
2025-11-26 |
SGD 1,179.5 |
| Projected |
Raffles Medical (BSL) |
2,400 |
2026-05-13 |
2026-06-02 |
SGD 60 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-02-12 |
2026-03-04 |
SGD 73.8 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-08-13 |
2026-09-02 |
SGD 76.5 |
| Projected |
Singtel (Z74) |
1,000 |
2025-11-20 |
2025-12-10 |
SGD 89 |
| Projected |
Cathay Airways (293) |
2,869 |
2026-04-01 |
2026-04-21 |
HKD 1,405.81 |
| Projected |
Frasers Property (TQ5) |
10,000 |
2026-01-23 |
2026-02-12 |
SGD 450 |
| Projected |
Singtel (Z74) |
1,000 |
2026-07-31 |
2026-08-20 |
SGD 100 |
| Projected |
DBS (D05) |
2,200 |
2026-05-16 |
2026-06-05 |
SGD 1,650 |
| Projected |
MIT (ME8U) |
35,000 |
2026-08-04 |
2026-08-24 |
SGD 1,144.5 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2026-05-15 |
2026-06-04 |
USD 61.95 |
| Projected |
Cathay Airways (293) |
2,869 |
2026-09-03 |
2026-09-23 |
HKD 573.8 |
| Projected |
UMS (558) |
20,000 |
2026-07-09 |
2026-07-29 |
SGD 200 |
| Projected |
MIT (ME8U) |
35,000 |
2026-05-08 |
2026-05-28 |
SGD 1,176 |
| Projected |
MIT (ME8U) |
35,000 |
2026-01-31 |
2026-02-20 |
SGD 1,193.5 |
| Projected |
iShares MSCI World Quality Div (WQDV) |
700 |
2026-08-14 |
2026-09-03 |
USD 45.99 |
