Last Updated:
17 Jan 2026 13:09:25 SGT
Update Report Now - Recompute from last update (Typically >1 min)
Time-weighted Returns (including Dividends & Fees)
| Year |
Portfolio |
ES3 |
| 2016 |
-2.66% |
2.08% |
| 2017 |
33.79% |
21.11% |
| 2018 |
4.57% |
-6.63% |
| 2019 |
27.06% |
9.08% |
| 2020 |
6.04% |
-8.05% |
| 2021 |
10.32% |
12.92% |
| 2022 |
-4.00% |
7.59% |
| 2023 |
10.44% |
4.02% |
| 2024 |
12.76% |
22.11% |
| 2025 |
23.59% |
28.14% |
| 2026 |
2.24% |
4.36% |
| Overall |
205.76% |
138.93% |
Monthly Volatility
| Year |
Portfolio |
ES3 |
| 2016 |
5.83% |
2.49% |
| 2017 |
2.56% |
2.50% |
| 2018 |
3.41% |
3.63% |
| 2019 |
2.77% |
2.71% |
| 2020 |
8.25% |
6.56% |
| 2021 |
3.10% |
3.03% |
| 2022 |
3.55% |
3.16% |
| 2023 |
2.84% |
2.76% |
| 2024 |
3.11% |
2.88% |
| 2025 |
3.92% |
3.80% |
| 2026 |
3.42% |
1.49% |
| Overall |
4.10% |
3.62% |
Max Drawdown (Time-weighted)
| Year |
Portfolio |
ES3 |
| 2016 |
-8.28% |
-2.66% |
| 2017 |
-4.46% |
-3.27% |
| 2018 |
-10.09% |
-15.79% |
| 2019 |
-5.10% |
-8.40% |
| 2020 |
-33.80% |
-31.65% |
| 2021 |
-7.20% |
-5.52% |
| 2022 |
-13.67% |
-10.85% |
| 2023 |
-8.38% |
-7.65% |
| 2024 |
-8.05% |
-7.80% |
| 2025 |
-15.55% |
-14.33% |
| 2026 |
-2.42% |
-0.21% |
| Overall |
-33.80% |
-33.73% |
Edit Baseline Stock
XIRR (including Dividends & Fees) & Capital Flow
| Year |
XIRR |
Capital Flow |
| 2016 |
-17.56% |
SGD 59,150
|
| 2017 |
33.85% |
SGD 36,957
|
| 2018 |
5.86% |
SGD 32,091.11
|
| 2019 |
27.24% |
SGD -7,311.34
|
| 2020 |
5.37% |
SGD -54,109.31
|
| 2021 |
10.40% |
SGD -6,940.75
|
| 2022 |
-0.94% |
SGD -3,026.73
|
| 2023 |
10.39% |
SGD -667.8
|
| 2024 |
13.07% |
SGD 14,959.28
|
| 2025 |
23.28% |
SGD -12,992.96
|
| 2026 |
71.46% |
SGD 0
|
| Overall |
14.00% |
SGD 58,108.51
|
Switch to PayDate
Dividends Due/Paid (based on ExDate)
| Year |
Currency |
Total |
Monthly |
Avg Cost |
Avg Cost Yield |
| 2017 |
SGD |
6,443 |
536.92 |
102,402.38 |
6.29% |
| 2018 |
SGD |
7,624 |
635.33 |
143,885.04 |
5.30% |
| 2019 |
SGD |
10,404.77 |
867.06 |
153,953.2 |
6.76% |
| 2020 |
SGD |
7,591.72 |
632.64 |
130,380.39 |
5.82% |
| 2021 |
SGD |
6,931.36 |
577.61 |
111,835.32 |
6.20% |
| 2022 |
SGD |
8,142.35 |
678.53 |
117,102.98 |
6.95% |
| 2023 |
SGD |
9,967.8 |
830.65 |
126,171.57 |
7.90% |
| 2024 |
SGD |
18,891.82 |
1,574.32 |
156,164.74 |
12.10% |
| 2025 |
SGD |
12,992.95 |
1,082.75 |
159,923.42 |
8.12% |
| Total |
SGD |
88,989.77 |
735.45 |
- |
- |
Profit & Loss
| Year |
|
Total P&L |
Realized |
Unrealized |
|
2016
|
SGD |
-1,575 |
0 |
-1,575 |
|
2017
|
SGD |
32,476 |
8,243 |
24,233 |
|
2018
|
SGD |
9,306.43 |
14,824.67 |
-5,518.24 |
|
2019
|
SGD |
45,036.15 |
10,404.77 |
34,631.38 |
|
2020
|
SGD |
9,438.54 |
11,591.72 |
-2,153.18 |
|
2021
|
SGD |
16,418.7 |
6,931.36 |
9,487.34 |
|
2022
|
SGD |
-6,750.28 |
8,142.35 |
-14,892.63 |
|
2023
|
SGD |
17,019.29 |
9,967.8 |
7,051.49 |
|
2024
|
SGD |
25,784.43 |
18,891.82 |
6,892.61 |
|
2025
|
SGD |
49,397.04 |
12,992.95 |
36,404.09 |
|
2026
|
SGD |
5,708.55 |
0 |
5,708.55 |
|
Overall
|
SGD |
202,259.86 |
101,990.44 |
100,269.43 |
Show Dividends Estimated Monthly Summary
Dividends Estimated Monthly Summary (based on ExDate)
| Type |
Year-Month |
# ExDate |
# Dividends |
Amount |
| Projected |
2026-01 |
2 |
2 |
SGD 1,643.5 |
| Projected |
2026-02 |
1 |
1 |
SGD 73.8 |
| Projected |
2026-04 |
2 |
2 |
SGD 1,858.98 |
| Projected |
2026-05 |
4 |
4 |
SGD 3,206 |
| Projected |
2026-07 |
2 |
2 |
SGD 260 |
| Projected |
2026-08 |
3 |
3 |
SGD 2,871 |
| Projected |
2026-09 |
1 |
1 |
SGD 85.3 |
| Projected |
2026-10 |
1 |
1 |
SGD 160 |
| Projected |
2026-11 |
3 |
3 |
SGD 2,845 |
| Projected |
2026-12 |
1 |
1 |
SGD 160 |
Show Dividends Estimated Full Details
Dividends Estimated Details (based on ExDate)
| Type |
Name |
Shares |
ExDate |
PayDate |
Amount |
| Announced |
Frasers Property (TQ5) |
10,000 |
2026-01-30 |
2026-02-11 |
SGD 450 |
| Projected |
MIT (ME8U) |
35,000 |
2026-11-05 |
2026-11-25 |
SGD 1,113 |
| Projected |
MIT (ME8U) |
70,000 |
2026-05-08 |
2026-05-28 |
SGD 77 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-02-12 |
2026-03-04 |
SGD 73.8 |
| Projected |
UMS (558) |
20,000 |
2026-07-09 |
2026-07-29 |
SGD 160 |
| Projected |
DBS (D05) |
2,200 |
2026-05-16 |
2026-06-05 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2026-11-13 |
2026-12-03 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2026-08-14 |
2026-09-03 |
SGD 1,650 |
| Projected |
DBS (D05) |
2,200 |
2026-04-07 |
2026-04-27 |
SGD 1,650 |
| Projected |
MIT (ME8U) |
35,000 |
2026-01-31 |
2026-02-20 |
SGD 1,193.5 |
| Projected |
Cathay Airways (293) |
2,869 |
2026-09-03 |
2026-09-23 |
HKD 573.8 |
| Projected |
MIT (ME8U) |
35,000 |
2026-05-08 |
2026-05-28 |
SGD 1,099 |
| Projected |
MIT (ME8U) |
35,000 |
2026-08-04 |
2026-08-24 |
SGD 1,144.5 |
| Projected |
UMS (558) |
20,000 |
2026-12-01 |
2026-12-21 |
SGD 160 |
| Projected |
Cathay Airways (293) |
2,869 |
2026-04-01 |
2026-04-21 |
HKD 1,405.81 |
| Projected |
UMS (558) |
20,000 |
2026-05-07 |
2026-05-27 |
SGD 320 |
| Projected |
UMS (558) |
20,000 |
2026-10-09 |
2026-10-29 |
SGD 160 |
| Projected |
Singtel (Z74) |
1,000 |
2026-11-20 |
2026-12-10 |
SGD 82 |
| Projected |
ParkwayLife (C2PU) |
1,000 |
2026-08-13 |
2026-09-02 |
SGD 76.5 |
| Projected |
Singtel (Z74) |
1,000 |
2026-07-31 |
2026-08-20 |
SGD 100 |
| Projected |
Raffles Medical (BSL) |
2,400 |
2026-05-13 |
2026-06-02 |
SGD 60 |
