| Year | Portfolio | ES3 |
|---|---|---|
| 2016 | 7.33% | 3.93% |
| 2017 | 36.87% | 21.11% |
| 2018 | 10.87% | -6.63% |
| 2019 | 26.41% | 9.08% |
| 2020 | 21.26% | -8.05% |
| 2021 | 11.22% | 12.92% |
| 2022 | -26.60% | 7.59% |
| 2023 | 32.85% | 4.02% |
| 2024 | 28.17% | 22.11% |
| 2025 | 11.60% | 27.87% |
| Overall | 287.26% | 132.59% |
| Year | Portfolio | ES3 |
|---|---|---|
| 2016 | 4.63% | 3.18% |
| 2017 | 2.41% | 2.50% |
| 2018 | 3.87% | 3.63% |
| 2019 | 2.68% | 2.71% |
| 2020 | 6.94% | 6.56% |
| 2021 | 3.22% | 3.03% |
| 2022 | 5.32% | 3.16% |
| 2023 | 3.43% | 2.76% |
| 2024 | 3.89% | 2.88% |
| 2025 | 4.25% | 3.82% |
| Overall | 4.25% | 3.61% |
| Year | Portfolio | ES3 |
|---|---|---|
| 2016 | -12.57% | -6.42% |
| 2017 | -5.57% | -3.27% |
| 2018 | -12.29% | -15.79% |
| 2019 | -6.36% | -8.40% |
| 2020 | -27.91% | -31.65% |
| 2021 | -5.86% | -5.52% |
| 2022 | -27.70% | -10.85% |
| 2023 | -8.50% | -7.65% |
| 2024 | -10.89% | -7.80% |
| 2025 | -19.43% | -14.33% |
| Overall | -29.74% | -33.73% |
| Year | XIRR | Capital Flow |
|---|---|---|
| 2016 | 6.24% | SGD 99,746.3 |
| 2017 | 37.84% | SGD 15,762.38 |
| 2018 | 10.70% | SGD 42,444.24 |
| 2019 | 26.37% | SGD 2,500.92 |
| 2020 | 21.39% | SGD -54,453.01 |
| 2021 | 11.08% | SGD 11,882.44 |
| 2022 | -25.60% | SGD -3,553.15 |
| 2023 | 33.28% | SGD -1,208.79 |
| 2024 | 28.24% | SGD 14,364.78 |
| 2025 | 11.54% | SGD -4,004.97 |
| Overall | 15.52% | SGD 123,481.14 |
| Year | Currency | Total | Monthly | Avg Cost | Avg Cost Yield |
|---|---|---|---|---|---|
| 2017 | SGD | 6,443 | 536.92 | 137,472.62 | 4.69% |
| 2018 | SGD | 7,556 | 629.67 | 176,214.26 | 4.29% |
| 2019 | SGD | 10,625.67 | 885.47 | 206,435.64 | 5.15% |
| 2020 | SGD | 7,846.73 | 653.89 | 183,952.32 | 4.27% |
| 2021 | SGD | 7,252.87 | 604.41 | 175,166.97 | 4.14% |
| 2022 | SGD | 8,601.74 | 716.81 | 189,466.46 | 4.54% |
| 2023 | SGD | 10,394.99 | 866.25 | 196,709.96 | 5.28% |
| 2024 | SGD | 19,422.29 | 1,618.52 | 226,553.94 | 8.57% |
| 2025 | SGD | 13,735.96 | 1,144.66 | 237,553.69 | 5.78% |
| 2026 | SGD | 64.52 | 5.38 | NA | NA |
| Total | SGD | 91,943.77 | 696.54 | - | - |
| Year | Total P&L | Realized | Unrealized | |
|---|---|---|---|---|
| 2016 | SGD | 2,446.07 | 0 | 2,446.07 |
| 2017 | SGD | 48,116.47 | 21,720.61 | 26,395.86 |
| 2018 | SGD | 21,180.36 | 14,878 | 6,302.36 |
| 2019 | SGD | 62,108.39 | 10,627.55 | 51,480.84 |
| 2020 | SGD | 56,607.24 | 11,832.24 | 44,775 |
| 2021 | SGD | 33,503.8 | 7,248.34 | 26,255.46 |
| 2022 | SGD | -91,243.85 | 8,559.48 | -99,803.33 |
| 2023 | SGD | 82,688.38 | 10,397.12 | 72,291.26 |
| 2024 | SGD | 98,242.99 | 19,358.23 | 78,884.76 |
| 2025 | SGD | 50,461.16 | 13,800.48 | 36,660.68 |
| Overall | SGD | 364,111.02 | 118,422.05 | 245,688.97 |
| Year | Currency | Total | Monthly | Proj Avg Cost | Proj Avg Cost Yield |
|---|---|---|---|---|---|
| 2025 (Estimated) | SGD | 13,728.46 | 1,144.04 | 237,613.28 | 5.78% |
| 2026 (Estimated till end Dec) | SGD | 584.17 | 48.68 | 242,738.79 | 0.24% |
| Type | Year-Month | # PayDate | # Dividends | Amount |
|---|---|---|---|---|
| Due/Paid | 2025-01 | 1 | 1 | SGD 70.35 |
| Due/Paid | 2025-02 | 1 | 1 | SGD 450 |
| Due/Paid | 2025-03 | 4 | 4 | SGD 1,305.49 |
| Due/Paid | 2025-04 | 2 | 2 | SGD 1,391.06 |
| Due/Paid | 2025-05 | 4 | 5 | SGD 2,401.19 |
| Due/Paid | 2025-06 | 3 | 3 | SGD 1,262.97 |
| Due/Paid | 2025-07 | 2 | 2 | SGD 269.2 |
| Due/Paid | 2025-08 | 3 | 3 | SGD 1,809.12 |
| Due/Paid | 2025-09 | 4 | 4 | SGD 1,308.96 |
| Due/Paid | 2025-10 | 3 | 3 | SGD 356.02 |
| Due/Paid | 2025-11 | 2 | 2 | SGD 1,685.35 |
| Projected | 2025-12 | 4 | 4 | SGD 1,418.75 |
| Projected | 2026-01 | 2 | 2 | SGD 134.17 |
| Projected | 2026-02 | 1 | 1 | SGD 450 |
| Type | Name | Shares | ExDate | PayDate | Amount |
|---|---|---|---|---|---|
| Paid | DBS (D05) | 200 | 2025-08-14 | 2025-08-25 | SGD 150 |
| Paid | iShares MSCI World Quality Div (WQDV) | 700 | 2025-08-14 | 2025-08-27 | USD 45.99 |
| Paid | PepsiCo Inc (PEP) | 50 | 2025-09-05 | 2025-09-30 | USD 71.15 |
| Paid | iShares MSCI World Quality Div (WQDV) | 700 | 2025-05-15 | 2025-05-29 | USD 61.95 |
| Paid | DBS (D05) | 2,000 | 2025-11-13 | 2025-11-24 | SGD 1,500 |
| Paid | Frasers Property (TQ5) | 10,000 | 2025-01-23 | 2025-02-14 | SGD 450 |
| Paid | Meta Platforms Inc (META) | 50 | 2025-12-15 | 2025-12-23 | USD 26.25 |
| Paid | MIT (ME8U) | 35,000 | 2025-05-08 | 2025-06-13 | SGD 1,176 |
| Paid | Essex Property Trust (ESS) | 30 | 2025-03-31 | 2025-04-15 | USD 77.1 |
| Paid | PepsiCo Inc (PEP) | 50 | 2025-03-07 | 2025-03-31 | USD 67.75 |
| Paid | Cathay Airways (293) | 2,869 | 2025-09-03 | 2025-10-09 | HKD 573.8 |
| Paid | MIT (ME8U) | 35,000 | 2025-11-05 | 2025-12-10 | SGD 1,113 |
| Paid | ParkwayLife (C2PU) | 1,000 | 2025-08-13 | 2025-09-09 | SGD 76.5 |
| Paid | PepsiCo Inc (PEP) | 50 | 2025-06-06 | 2025-06-30 | USD 71.15 |
| Paid | Singtel (Z74) | 1,000 | 2025-11-20 | 2025-12-09 | SGD 82 |
| Paid | MIT (ME8U) | 35,000 | 2025-08-04 | 2025-09-08 | SGD 1,144.5 |
| Paid | Meta Platforms Inc (META) | 50 | 2025-03-14 | 2025-03-26 | USD 26.25 |
| Paid | Raffles Medical (BSL) | 2,400 | 2025-05-13 | 2025-05-23 | SGD 60 |
| Paid | DBS (D05) | 2,000 | 2025-05-16 | 2025-05-27 | SGD 1,500 |
| Paid | Essex Property Trust (ESS) | 30 | 2025-09-30 | 2025-10-15 | USD 77.1 |
| Paid | DBS (D05) | 200 | 2025-04-07 | 2025-04-16 | SGD 120 |
| Paid | iShares MSCI World Quality Div (WQDV) | 700 | 2025-11-13 | 2025-11-26 | USD 27.16 |
| Paid | Essex Property Trust (ESS) | 30 | 2025-06-30 | 2025-07-15 | USD 77.1 |
| Paid | DBS (D05) | 2,000 | 2025-08-14 | 2025-08-25 | SGD 1,500 |
| Paid | UMS (558) | 20,000 | 2025-05-07 | 2025-05-23 | SGD 400 |
| Paid | UMS (558) | 20,000 | 2025-12-01 | 2025-12-17 | SGD 200 |
| Paid | Cathay Airways (293) | 2,869 | 2025-04-01 | 2025-05-08 | HKD 1,405.81 |
| Paid | Essex Property Trust (ESS) | 30 | 2025-01-02 | 2025-01-15 | USD 73.5 |
| Paid | DBS (D05) | 200 | 2025-11-13 | 2025-11-24 | SGD 150 |
| Paid | UMS (558) | 20,000 | 2025-07-09 | 2025-07-24 | SGD 200 |
| Paid | MIT (ME8U) | 35,000 | 2025-01-31 | 2025-03-14 | SGD 1,193.5 |
| Paid | Singtel (Z74) | 1,000 | 2025-07-31 | 2025-08-19 | SGD 100 |
| Paid | Meta Platforms Inc (META) | 50 | 2025-06-16 | 2025-06-26 | USD 26.25 |
| Due | PepsiCo Inc (PEP) | 50 | 2025-12-05 | 2026-01-06 | USD 71.15 |
| Paid | UMS (558) | 20,000 | 2025-10-09 | 2025-10-28 | SGD 200 |
| Paid | DBS (D05) | 2,000 | 2025-04-07 | 2025-04-16 | SGD 1,200 |
| Paid | DBS (D05) | 200 | 2025-05-16 | 2025-05-27 | SGD 150 |
| Paid | ParkwayLife (C2PU) | 1,000 | 2025-02-12 | 2025-03-11 | SGD 23.8 |
| Paid | Meta Platforms Inc (META) | 50 | 2025-09-22 | 2025-09-29 | USD 26.25 |
| Announced | Essex Property Trust (ESS) | 30 | 2026-01-02 | 2026-01-15 | USD 77.1 |
| Announced | Frasers Property (TQ5) | 10,000 | 2026-01-30 | 2026-02-11 | SGD 450 |
