Home Financial Bancorp operates as a holding company for Our Community Bank that offers various banking products and services in the counties of Owen and Putnam. The company offers checking and saving accounts; certificates of deposit; debit and prepaid cards; mortgage and personal lines loans; home equity line; and business financing. It serves customers through its main office in Spencer and its branch office in Cloverdale. Home Financial Bancorp was founded in 1911 and is based in Spencer, Indiana.