Description
Athens Bancshares Corporation operates as the holding company for Athens Federal Community Bank, National Association that provides financial services to consumers and businesses primarily in McMinn, Monroe, and Bradley counties, Tennessee. It accepts various deposits, including non-interest-bearing demand deposits, such as checking accounts; interest-bearing demand accounts comprising NOW and money market accounts; regular savings accounts; and certificates of deposit, as well as IRA accounts. The company's loan portfolio comprises one-to four-family residential loans; non-residential real estate loans; construction loans for one-to four-family homes, and commercial properties, including assisted living facilities, retail shops and office units, and multi-family properties; land and land development loans; multi-family real estate loans; consumer loans consisting of home equity loans and lines of credit, automobile loans, and loans secured by deposits; and commercial business loans to small businesses. Athens Bancshares Corporation operates through its seven branches located in Athens, Sweetwater, Etowah, Madisonville, and Cleveland, Tennessee. The company was incorporated in 2009 and is headquartered in Athens, Tennessee.
